Charco Business Lending
Charco Business Lending
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  • LOAN PRODUCTS
    • LINES OF CREDIT
    • FLEX PAY LOANS
    • WORKING CAPITAL LOANS
    • BRIDGE LOANS
  • APPLY ONLINE
  • ABOUT US
    • CHARCO TEAM
    • CONTACT US
  • JOIN THE TEAM
  • More
    • HOME
    • LOAN PRODUCTS
      • LINES OF CREDIT
      • FLEX PAY LOANS
      • WORKING CAPITAL LOANS
      • BRIDGE LOANS
    • APPLY ONLINE
    • ABOUT US
      • CHARCO TEAM
      • CONTACT US
    • JOIN THE TEAM
  • HOME
  • LOAN PRODUCTS
    • LINES OF CREDIT
    • FLEX PAY LOANS
    • WORKING CAPITAL LOANS
    • BRIDGE LOANS
  • APPLY ONLINE
  • ABOUT US
    • CHARCO TEAM
    • CONTACT US
  • JOIN THE TEAM

CHARCO - FLEX PAY LOANS

Why Choose a Flex Pay Loan?

 Flex Pay lowers payments by deferring up to 50% of your loan, making big projects affordable. Combined with early payoff options and a line of credit, it offers flexible, stress-free financing. 

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2 TYPES OF FLEX PAY LOANS

Revolving Line of Credit - Bankroll

WHAT IS A FLEX PAY LOAN?

 A Flex Pay Loan lets you postpone paying up to half your loan principal, lowering initial payments and easing cash flow. Perfect for funding renovations, equipment, or expansions without financial strain. With early payoff options and a 6-month line of credit, it offers affordable financing to support your business.

Our 2 FLEX PAY Products

Flex Pay

Too many business owners hold back on growth because they think funding isn’t within reach. Flex Pay changes that by letting you delay up to 50% of your loan principal, lowering upfront costs and easing repayment. It makes major investments—like expansions or new equipment—not just possible, but practical. You can move forward confidently, generate returns sooner, and reduce interest with early payoff options. When paired with a 6-month line of credit, Flex Pay becomes a smart, adaptable way to fund your business without sacrificing stability. 

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Interest-Only Flex Pay

Interest-Only Flex Pay Loan takes flexible financing to the next level. Designed to support growth without draining your cash flow, it offers funding from $50,000 to $750,000 with low, interest-only payments for up to 12 months. You’ll also get access to a built-in line of credit with unlimited draws for a full year. When the interest-only period ends, you can repay the principal—or roll it into an extended amortized plan for up to 2 years. With this kind of control and safety net, you can borrow confidently and focus on growing your business, not managing debt. 

Apply Now

FLEX PLAY - BORROW UP TO $1,000,000 WITH TERMS UP TO 36 MONTHS


INTEREST-ONLY FLEX PAY - THE MINIMUM INITIAL LOAN AMOUNT TO BEGIN THE INTEREST-ONLY PERIOD IS $50,000. PAY ONLY THE INTEREST FOR UP TO 1 YEARS WITH A BUILT IN SAFETY NET ROLLOVER AMORTIZING LOAN OPTION UP TO 2 YEARS. 

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Charco Business Lending

7025 E Via Soleri Dr, Scottsdale, AZ 85251

Contact us today (818) 217-9334

Copyright © 2025 Charco Business Lending - All Rights Reserved.

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