CHARCO BUSINESS LENDING

Getting started is simple—just click the "Apply" tab above. Once you submit your information, it goes directly to our team for immediate review. Within minutes, one of our authorized brokers will reach out to learn more about your business and funding needs. From there, we’ll guide you through the next steps and help match you with the right loan solution. 

Charco is not a direct lender—we’re a business loan brokerage. This means we work with a vast network of trusted, direct lenders to offer you a wide range of funding options. Based on your business profile and unique situation, we ensure your application is placed with the lender best suited to meet your needs. Our goal is to get you the right loan, from the right source, at the right time. 

Charco is an extremely cost-effective option compared to traditional lenders and brokerages. We charge a minimal, fixed fee of just 3%, which is simply deducted from your loan balance once approved. There are no upfront costs, hidden charges, or out-of-pocket expenses—ever. You only pay once you get funded, keeping the process simple and transparent.